Join Us
At Crosshaven Carrigaline Credit Union, our members are at the heart of everything we do. We strive to give members the best service possible and continually work to improve what we offer. To be eligible for membership, you must be living or working within our common bond area (i.e. Crosshaven, Carrigaline or Tracton).
How To Become A Member And Open An Account
Joining is easy! You can join by simply completing and submitting the online membership application form below. Once the credit union has received your application, a member of staff will contact you to complete the application process. Once your application has been reviewed and approved, you will be asked to call into either the Crosshaven or Carrigaline office to sign your member application form and lodge a minimum of €5 to open your account. You must meet certain criteria e.g. live, work, study or attend school within our common bond. The following documents will be required to join:
Photo ID
Valid passport or driver's licence.
Proof of Address
utility bill, bank statement or Government document dated within the last six months.
Your PPS No.
Social Services Card, Payslip, or any revenue documentation.
Proof of working or studying in the area
Written confirmation on headed paper from Employer or College
How do I open an account for a minor under 16?
You can join by simply submitting the required documents listed below:
Birth certificate
Birth certificate for the child.
Childs Passport
Childs Passport if available.
Proof of Address
Parent(s) / Guardians(s) utility bill, bank statement or Government document dated within the last six months
The child's P.P.S. number
The child's P.P.S. number on an official document.
Online Membership Form
Please complete all your details in the form below, and click submit when you have finished.
Am I eligible to join?
To be eligible for membership of Crosshaven Carrigaline Credit Union Limited you must be living or working within our common bond area (i.e. Crosshaven, Carrigaline or Tracton).
The common bond is the factor which unites all the members of Crosshaven Carrigaline Credit Union Limited - it is what all members have in common i.e. where they live/work. Because of the common bond, all members have the good of their credit union at heart; they know and trust each other.
Why Join?
No fees - Free Services - Convenience - Community Benefits Members of a credit union enjoy many benefits, including:
- There are no account fees, maintenance costs or charges
- We have a wide range of financial services available with a variety of discounts and free services for members
- Competitive loan interest rates
- Encouragement and advice on a regular savings programme
- Pay into your savings or pay off your loan by standing order
- You own the credit union, one vote (equal say) per member at AGMs regardless of how much you have in shares.
- Control over your finances
- Financial Advice available
- Loans available at a low rate of interest, and with great terms and conditions. Ease of payment through direct debit or laser card transactions.
- The possibility of receiving dividends at the end of the year and a rebate of loan interest paid.
- Security of savings through the credit unions’ fidelity bond, the Deposit Guarantee Scheme (2015), and the Government Savings Protection Scheme. (All member’s shares are guaranteed up to the amount of €100,000)
- Loan life protection and life insurance at no direct cost to you. Once you maintain a balance of €200 in your shares you qualify for Death Benefit Insurance. €1,000 is available towards funeral expenses, peace of mind and security for your loved ones.
- The knowledge that your savings are being used for the benefit and development of your community
- A wide range of services
