LOANS TO SUIT YOUR NEEDS
All members are welcome to apply for a loan at Crosshaven Carrigaline Credit Union. The loan amount applied for should be based on the borrower’s ability to repay the loan they are applying for. Establishing a good savings record by saving regularly with us will help with any loan application being make.
Our Loans at a Glance
We have the right loan to suit your needs.
Home Improvement Loan
4.99% (5.1%APR) - 7.99% (8.3% APR)
Note: The loan rate is dependant on the amount borrowed.
Loan Application Process
Become a member
Once you are living or working within our common bond you are eligible to join us today and start borrowing.
Use our Loan Calculator
Select the loan type you require (e.g. car loan, secure loan, etc.) and the amount you want to borrow to determine what your loan repayments will be.
Apply for your Loan
Apply for your loan from the comfort of your home.
What documentation we require:
Outgoings
- Bank Statements - 3/6 months of your most recent statements
- Credit Card Statement - (if applicable)
- Mortgage Statement - (if applicable)
Proof of Income
- PAYE Employee - 3 recent pay slips
- Self-employed - Most recent set of accounts and latest tax returns/Notice of self-assessment
- Social Welfare - 3 recent payment receipts
- Retired - Proof of all pensions
Identification
- Photo ID - valid passport or driver's licence.
- Proof of Address - utility bill, bank statement or Government document dated within the last six months
Please Note: Additional documentation (not listed above) may be required, depending on the loan type you are applying for. For example, if you are applying for a Green Energy Loan, you will need to provide proof that you are carrying out work to improve the energy efficiency of your home (e.g. a quote with a breakdown of the work being carried out). You will be made aware of any additional documentation you may need to provide as part of your loan application by the loans officer dealing with your application.
PLEASE NOTE: A loan application cannot be processed until ALL DOCUMENTATION REQUESTED as part of the loan application has been provided to us. The sooner you provide the documentation requested, the sooner a decision can be made on your application.
- Loan Application documentation can be:
- Posted to us or handed into one of our offices.
- Scanned and emailed to us at loans@croscarcu.ie
- Uploaded using the document upload function available on our website and mobile app.
